Insurance solutions for your investment property
Landlords Insurance
What is landlord insurance?
Landlord Insurance protects rental property owners against financial loss from tenant-related risks and property damage. It includes cover for the building, contents (if furnished), and loss of rent.
Depending on the policy, Landlord Insurance may include:
Building and fixtures cover
Accidental or malicious damage by tenants
Theft by tenants
Legal liability as a property owner
Optional cover for rent default and loss of rent
Coverage, benefit limits and exclusions may vary. Refer to the Product Disclosure Statement (PDS) or speak to your broker for detailed policy terms.
Understanding Landlords Insurance
Landlord Insurance is commonly held by investment property owners who lease residential homes, units, or townhouses. It offers financial protection against property damage and tenant-related issues.
Costs depend on the property type, location, rental value, tenancy arrangements, and the level of cover selected.
Notify your NQIB broker with details of the loss or event. Supporting documents such as tenancy agreements, rental ledgers, and damage reports may be required.
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