Offering financial protection when the unexpected happens
Rural Insurance
What is Rural Insurance?
Rural insurance (also called farm insurance) is designed to protect agricultural businesses from a wide range of risks, covering both personal property and commercial operations. Whether you're running a family farm, cattle station, sugar cane operation or mixed enterprise, rural insurance offers financial protection when the unexpected happens.
Depending on your policy and insurer, cover can include:
Coverage, benefit limits and exclusions may vary.Refer to your insurance broker and Product Disclosure Statement (PDS) for further information.
Understanding Rural Insurance
If you’re a landholder, run a farming operation, or own rural property used for business or personal purposes, rural insurance can help protect your physical assets and business income.
Farming can be unpredictable,rural insurance gives you the confidence that if the worst occurs, you can recover and keep operating.
Rural insurance premiums vary depending on:
- The size and nature of your operation
- The value of your property, equipment, and livestock
- Location and environmental risk (e.g. flood zones, fire risk areas)
- Claims history and level of coverage required
- Policy structure and included endorsements
Our brokers can walk you through your options and provide quotes based on your farm’s specific profile.
Contact your NQIB broker as soon as possible. Supporting documents may include property reports, vet assessments (for livestock), photos, and repair quotes.
Get a quote
We work with you, so you have the confidence and peace of mind that come with understanding how you are protected by insurance.