Business Package Insurance
We understand that businesses have varied needs, so we offer a selection of insurance products that can address common risks.
What is Business Package Insurance?
Business Package Insurance combines several insurance products such as property, liability, business interruption and more, into one convenient policy that protects your business from income losses and other related expenses, should your business suffer as a result of an insured event.
Business Package Insurance can offer general protection for a business, which may include cover against:
Transit, Tax Audit and Employee Dishonesty are not offered on all Business Package Insurance policies. Coverage, benefit limits and exclusions may vary. Always refer to the Product Disclosure Statement (PDS) or insurance policy wording to understand the detail of what is covered and what is not covered. General information is no substitute for professional insurance advice. Speak to your broker about whether Business Insurance Package is suitable for your business.
Understanding Business Package Insurance
Business Package Insurance is suitable for small to medium-sized businesses looking for broad, centralised cover. It’s commonly adopted by retail stores, hospitality venues, health providers, professional services businesses, and trade-based operations seeking to bundle protection into one policy.
Pricing for Business Package Insurance depends on the type of business, annual turnover, asset value, the types and limits of cover selected, past claims history, and business location.
Claims are initiated through NQIB and managed with insurer engagement throughout the process. Supporting documentation may be required.
Consider also purchasing Cyber Insurance, Management Liability Insurance, Public Liability Insurance, depending on your business operations. Discuss these other policies with your broker.
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We work with you, so you have the confidence and peace of mind that come with understanding how you are protected by insurance.